Economy and Your Money

Understanding U.S. economic policy reveals how government decisions shape your finances, from prices and jobs to retirement security. The Federal Reserve and Treasury manage inflation and employment through fiscal and monetary policy, while Congress and the President influence trade, taxes, and social programs.

Trade Policy and Prices

Trade policy affects furniture prices and global ties. Explore who wins and loses in trade wars, most-favored-nation status, and impacts when tariffs become law. Businesses facing tariffs can prepare for possible refunds.

Saving, Investing, and Retirement

Tax policies guide saving and investing. Compare tax benefits of Trump accounts, 529 plans, and Roth IRAs, and track Social Security changes. The next Fed chair influences returns and borrowing.

Banking, Credit, and Housing

Credit union deposits are protected up to $250,000 with exceptions. Federal interest rate caps may alter credit access, while housing rules impact vulnerable families and investor roles.

Work, Wages, and Growth

Labor policies affect jobs and pay. See how unions evolved since the 1930s and struggle despite support. Immigration bolsters the workforce, per data, amid 2026 growth debates. Federal workers face risks in shutdowns.