Economy and Your Money

Economy and Your Money explains how big-picture economic decisions translate into everyday impacts on your paycheck, bills, savings, and prices. From how the Federal Reserve sets interest rates (How the Federal Reserve Sets Interest Rates) and the differences between fiscal and monetary policy (Fiscal vs. Monetary Policy: What’s the Difference?) to why Americans can feel terrible about an economy that looks strong on paper (Why Americans Feel Terrible About an Economy That Looks Pretty Good), this category connects government policy and politics directly to your wallet.

Work, Wages, and Unions

Your job, benefits, and protections are shaped by labor law and union power. Learn what unions do and how collective bargaining affects wages and working conditions (What Unions Do and How Collective Bargaining Works), how American unions have changed since the 1930s (How American Unions Have Changed Since the 1930s), and why business often pushes back against union organizing (Why Business Tends to Dislike Unions—and How Labor Is Responding). Explore why unions are struggling despite record public support (Why Unions Are Struggling Despite Record Public Support).

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What Happens to Your Health Insurance If You Lose Your Job

Losing your job can end your health insurance too. See how COBRA, marketplace plans, and Medicaid compare on cost, deadlines,…

What Unions Do and How Collective Bargaining Works

A plain-English guide to how unions form and negotiate, covering authorization cards, NLRB elections, first contracts, dues, grievances, and strikes.

Why American Manufacturing Jobs Declined

Explores why manufacturing jobs declined, weighing trade with China, automation, corporate tax cuts, health costs, and whether tariffs or CHIPS…

Navigating the Patchwork of Federal Consumer Protections

Federal law splits consumer protection across agencies for fees, billing errors, and recalls. See which one applies and the escalation…

How to Spot and Report Common Scams

Learn the warning signs in common scams, from AI voice cloning to QR code fraud, and see where to report…

Your Rights as an Employee Regarding Breaks and Retaliation

Federal law doesn't require lunch or coffee breaks, but retaliation protections still apply. See how state rules differ and what's…

How the Federal Reserve Sets Interest Rates

Explains how the Federal Reserve turns its target range for the federal funds rate into a real overnight rate using…

401(k) vs. IRA vs. Roth: What’s the Difference?

Explains how a 401(k) and IRA differ, and how Roth changes the tax picture, covering contribution limits, early withdrawals, and…