
What Happens to Your Health Insurance If You Lose Your Job
Losing your job can end your health insurance too. See how COBRA, marketplace plans, and Medicaid compare on cost, deadlines, and speed.
Insurance is a way of sharing financial risk. People pay into a pool, and the pool pays when something costly happens, such as an illness, a car crash, a house fire, or a death. Government shapes this system at every level. States license and oversee most insurers, federal agencies run or regulate major programs, and courts settle disputes over what a policy promises.
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Losing your job can end your health insurance too. See how COBRA, marketplace plans, and Medicaid compare on cost, deadlines, and speed.

The nation's largest health insurer spent more than 92 cents of every premium dollar on medical claims in the fourth quarter of 2025. UnitedHealth Group's 92.4…

For federal civilian employees, the U.S. Office of Personnel Management manages benefits centered around the Federal Employees Health Benefits Program, which offers a vast marketplace of…

The Health Insurance Marketplace, accessible through HealthCare.gov, is a service designed by the federal government under the Affordable Care Act (ACA). Its purpose is to help…
Health Insurance covers coverage for medical bills, and Life and Disability Insurance covers protection for families when a wage earner dies or cannot work.
The main time for individuals and families to sign up for health insurance through the Health Insurance Marketplace occurs during the annual Open Enrollment…
The Health Insurance Marketplace, established by the Affordable Care Act (ACA), serves as a central hub for individuals and families to find, compare, and…
Navigating health insurance options can feel complex. Understanding the basics of plans offered through the Affordable Care Act (ACA) Health Insurance Marketplace® can empower…
Your household income is one of the most important factors determining how much financial help you can get to pay for your Health Insurance…
Getting health insurance isn't just about choosing a plan; it's also about knowing when you can sign up or make changes. Enrollment periods are…
The Health Insurance Marketplace®, often accessed through HealthCare.gov, is a key service established under the Patient Protection and Affordable Care Act (ACA) of 2010.…
The Affordable Care Act (ACA) created the Health Insurance Marketplace, a resource designed to help individuals and families across the United States find and…
TRICARE serves as the healthcare program for millions in the U.S. uniformed services community, including active duty personnel, retirees, National Guard and Reserve members,…
Family Servicemembers' Group Life Insurance (FSGLI) provides life insurance coverage for the spouses and dependent children of eligible U.S. servicemembers. This coverage is directly…
Servicemembers' Group Life Insurance (SGLI) stands as a cornerstone benefit for the U.S. military community, offering a low-cost group term life insurance program administered…