Department of Education
Federal Student Loans: A Guide to Borrowing Limits and Rules
The federal government sets limits on how much money students and parents can borrow for college. These borrowing caps shape how millions of Americans pay for…
Student Loans and Education Costs
Student loans and education costs cover how people pay for college and career training and how they handle the debt that can follow. The federal government lends directly to students and sets the main rules, while states, schools, banks, and private lenders also play a part. Families can save ahead, borrow, and later repay, with some routes to relief.
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October 5last updated
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Latest in Student Loans and Education Costs
Department of Education
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Department of Defense
Your Guide to DoD Tuition Assistance
The Department of Defense Voluntary Education program can be a career game-changer. For many service members, the chance to earn a degree while serving becomes the…
Health Resources and Services Administration
National Health Service Corps: Loan Repayment for Providers
The National Health Service Corps (NHSC) is part of the United States' efforts to ensure equitable access to healthcare, particularly in communities where medical, dental, and…
Topics in Student Loans and Education Costs
Saving ahead
College Savings covers the accounts families use to set money aside for education.
Borrowing
Federal Student Loans covers loans made by the Department of Education, and Private Loans and Refinancing covers loans from banks and other private lenders and the option to replace one loan with another.
Repaying
Loan Repayment and Forgiveness covers repayment plans, default, and the programs that can reduce or cancel education debt.
All Articles on Student Loans and Education Costs
A Guide to Veteran Education Benefits
This guide will help you understand and navigate the various education benefits available to veterans and their families.
Options for Getting Out of Student Loan Default
This article explores the primary options available to US borrowers who have defaulted on their federal student loans, including the Fresh Start program, student…
Student Loan Consolidation: Free Federal Program Pros & Cons
A Direct Consolidation Loan is a program offered by the U.S. Department of Education that lets you combine one or more of your eligible…
Form 1098-E: Claim Up to $2,500 Student Loan Tax Deduction
Form 1098-E can help you unlock potential tax savings if you've made payments on qualified student loans. This guide explains what this form is…
Student Loan Cancellation: Your Options
The burden of student loan debt in the United States can be a significant financial challenge, making it harder to achieve financial goals such…
How to Change Your Student Loan Repayment Plan
Student loan debt impacts millions of Americans' financial lives. While borrowers select a repayment plan when entering repayment, changing circumstances often require adjusting these…
Understanding 529 College Savings Plans: A Comprehensive Guide
A 529 plan, formally known as a qualified tuition program (QTP), is a dedicated savings plan designed to help families set aside money for…
Essential Resources for College Students
Embarking on higher education in the United States offers exciting opportunities and inevitable challenges. To navigate this journey successfully, students need to know about…
Studying in the USA: A Guide for International Students
Choosing to study abroad is a significant decision, and the USA offers a compelling array of advantages for international students.
Applying for Federal Student Aid
The FAFSA starts federal student aid applications. Eligibility, deadlines, required family information and school calculations shape the aid offer.