Financial Regulation

Financial regulation is the set of rules and agencies that oversee banks, markets, lenders, and other financial companies. Its goals are to keep the financial system stable, protect customers, and prevent fraud. Congress writes the laws, and agencies such as the Federal Reserve, the Securities and Exchange Commission, and consumer protection agencies apply them.

People usually bring questions about how the government responds to financial crises, what major reform laws changed, and what deregulation does to a person's money. They also ask how markets and housing bubbles are watched, how regulators treat cryptocurrency, and how investors and borrowers are protected.