Financial Regulation

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All Articles on Financial Regulation

The 50-Year Mortgage: What It Is and Why Analysts Are Concerned

Housing affordability in the United States has become a central concern for many Americans. High home prices and rising interest…

Deborah Rod

How the SEC Protects Investors from Wall Street Fraud

Before 1934, American financial markets were dangerous territory for average investors. A patchwork of state-level regulations known as "blue sky…

GovFacts

Can Deregulation Go Too Far? Lessons from U.S. History

The role of government in the economy is one of the most enduring debates in American public life. At the…

GovFacts

Is Your Money Safe? How Banking Deregulation Affects You

The stability of your bank account, the fees you pay, the interest you earn, and the very structure of the…

GovFacts

How the Government Regulates Real Estate Bubbles

Real estate bubbles represent one of the most dangerous threats to economic stability in America. When housing prices rise rapidly…

GovFacts

How the US Government Has Responded to Financial Crises

Financial crises strike dynamic market economies with brutal regularity. Confidence vanishes overnight. Credit markets freeze. The complex machinery of commerce…

GovFacts