Health Insurance and Coverage
Health insurance and coverage is the system of public and private plans that help people pay for medical care. It includes government programs, employer plans, plans bought through the marketplaces, and accounts that set aside money for medical costs. Federal and state governments, insurers, employers, and individuals each have a role in who is covered and what is paid.
An independent team explaining how government works
Referenced by Brookings, CNN, Forbes, Fox News, Pew Research, Snopes, The Hill and USA Today.
The Webby-recognized AI behind our articles »
All Articles on Health Insurance and Coverage
Reporting Life Changes for Health and Human Services Benefits: A Guide
Life is full of changes – a new job, a move, a growing family. When receiving assistance through government health and human services programs,…
Am I Eligible? A Quick Guide to HHS Financial Assistance
Navigating government assistance programs can feel overwhelming. The U.S. Department of Health & Human Services (HHS) is the primary federal agency dedicated to protecting…
TRICARE Coverage Overseas: What You Need to Know
TRICARE is the comprehensive, worldwide healthcare program for the United States uniformed services community. This includes active duty service members, National Guard and Reserve…
TRICARE Young Adult: Continuing Coverage for Dependents Over 21/23
For many young adult dependents of military service members, turning 21 (or 23 for eligible full-time students) marks a significant transition in healthcare coverage.…
Navigating TRICARE: Your Guide to Referrals and Authorizations
Understanding how to get healthcare through TRICARE can sometimes feel complex, especially when dealing with referrals and authorizations. This guide breaks down what these…
How to Enroll in TRICARE: A Step-by-Step Guide for Service Members and Families
This guide will help you understand and enroll in TRICARE, the health care program for the U.S. military community. We've broken down the process…
TRICARE Plans Explained: Prime vs. Select vs. For Life
TRICARE serves as the health care program provided by the United States Department of Defense for the uniformed services community worldwide. It functions as…
How to Get Health Coverage for Your Kids Year-Round
The Medicaid program and the Children's Health Insurance Program (CHIP) provide essential health coverage for millions of Americans with limited income. Unlike private health…
Can I Qualify for Medicaid if I Have a Job?
Medicaid can cover people who work. State rules, household income and eligibility groups determine coverage, alongside any work-reporting requirement.
Government Benefits for Families: How to Apply for Food, Healthcare & More
Navigating government assistance programs can feel overwhelming, especially when your family's wellbeing is at stake. The U.S. Department of Health and Human Services (HHS)…