Health Insurance and Coverage
Health insurance and coverage is the system of public and private plans that help people pay for medical care. It includes government programs, employer plans, plans bought through the marketplaces, and accounts that set aside money for medical costs. Federal and state governments, insurers, employers, and individuals each have a role in who is covered and what is paid.
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All Articles on Health Insurance and Coverage
Does Insurance Have to Cover Opioid Treatment? Mental Health Parity Law Explained
When families face opioid addiction, one question dominates: "Will insurance cover treatment?" The answer lies in a federal law designed to ensure mental health…
Get Started with Medicare: A Guide to Your Coverage
Medicare is America's federal health insurance program for people 65 and older, plus some younger individuals with disabilities. The program now covers roughly one…
Understanding Adoption Assistance Programs: A Guide for Families
Adoption assistance serves as a crucial support system for families who open their hearts and homes to children with special needs, primarily those adopted…
Managing Your Marketplace Health Plan: How to Change or Cancel Coverage
The Health Insurance Marketplace, accessible through HealthCare.gov, is a service designed by the federal government under the Affordable Care Act (ACA). Its purpose is…
Navigating Health Insurance Outside of Open Enrollment: Understanding Special Enrollment Periods
The main time for individuals and families to sign up for health insurance through the Health Insurance Marketplace occurs during the annual Open Enrollment…
Small Business Health Options Program (SHOP): Insurance for Employers
The Small Business Health Options Program (SHOP) is an online health insurance marketplace created under the Affordable Care Act. United Healthcare and HealthInsurance.org describe…
Reporting Life Changes to the Health Insurance Marketplace: A Complete Guide
Life is full of changes, big and small. Getting married, welcoming a new child, or experiencing a job loss are significant events that can…
What Happens If I Miss Open Enrollment? Your Guide to Health Insurance Options
Missing the deadline for health insurance Open Enrollment can feel stressful, but it doesn't automatically mean being locked out of coverage for the entire…
Finding Local Help: Navigators vs. Brokers for Marketplace Enrollment
The Health Insurance Marketplace, established by the Affordable Care Act (ACA), serves as a central hub for individuals and families to find, compare, and…
How to Choose an ACA Health Plan: Bronze, Silver, Gold, Platinum
Navigating health insurance options can feel complex. Understanding the basics of plans offered through the Affordable Care Act (ACA) Health Insurance Marketplace® can empower…