Social Security is the federal safety net program that provides monthly income to nearly 72.5 million Americans, including retirees, people with disabilities, and family members of deceased workers. Managed by the Social Security Administration, this program replaces a portion of your earned income based on your work history and contributions. Beneficiaries received a 2.5% cost-of-living adjustment (COLA) in 2025, with a 2.8% COLA announced for 2026 to help benefits keep pace with inflation.
Types of Benefits
Social Security offers three main types of benefits: retirement, disability, and survivor benefits. Eligibility depends on your work history and Social Security credits earned. Explore your full retirement age and disability eligibility.
Work, Earnings, and Key Changes
For 2026, the maximum taxable earnings threshold rises to $176,100, and earnings-test-exempt amounts increase. Learn about the earnings limit, balancing work and benefits, and self-employment rules.
Additional Support
Supplemental Security Income (SSI) aids low-income elderly, blind, or disabled individuals, also receiving the 2026 COLA. Create a my Social Security account for notices and management, or review contact options.
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