Insurance

Government insurance programs provide essential protection for health, life, and more through federal initiatives. From marketplace health plans to specialized coverage for employees and military families, these options help millions manage risks and access affordable care.

Health Insurance for Individuals and Families

Explore the Health Insurance Marketplace for ACA plans, with a step-by-step guide to enrollment and tips on choosing an ACA health plan. Learn about special enrollment periods, how income changes affect subsidies, and managing your marketplace health plan. Get local assistance via navigators vs brokers, plus family options like the CHIP application guide and HHS programs overview.

Government and Military Employee Coverage

Government employee insurance offers comprehensive benefits, including USPS insurance. Military options cover TRICARE costs, SGLI vs VGLI, FSGLI, and the Survivor Benefit Plan.

Enrollment and Benefits for Families

Understand health insurance enrollment options and government benefits for families to secure the right protection.

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All Articles on Insurance

Medical Loss Ratio Rules Limit Insurer Profits. Here’s How They Work.

The nation's largest health insurer spent more than 92 cents of every premium dollar on medical claims in the fourth…

Government Employee Insurance: Federal, State, and Local Coverage

For federal civilian employees, the U.S. Office of Personnel Management manages benefits centered around the Federal Employees Health Benefits Program,…

Managing Your Marketplace Health Plan: How to Change or Cancel Coverage

The Health Insurance Marketplace, accessible through HealthCare.gov, is a service designed by the federal government under the Affordable Care Act…

Navigating Health Insurance Outside of Open Enrollment: Understanding Special Enrollment Periods

The main time for individuals and families to sign up for health insurance through the Health Insurance Marketplace occurs during…

Finding Local Help: Navigators vs. Brokers for Marketplace Enrollment

The Health Insurance Marketplace, established by the Affordable Care Act (ACA), serves as a central hub for individuals and families…

How to Choose an ACA Health Plan: Bronze, Silver, Gold, Platinum

Navigating health insurance options can feel complex. Understanding the basics of plans offered through the Affordable Care Act (ACA) Health…

How Income Changes Affect Your Marketplace Subsidies

Your household income is one of the most important factors determining how much financial help you can get to pay…

Understanding Health Insurance Enrollment Options

Getting health insurance isn't just about choosing a plan; it's also about knowing when you can sign up or make…