Health Insurance and Coverage

The United States health insurance system mixes public and private coverage for over 330 million Americans, with Medicare and Medicaid alongside private insurance insuring about 91% through government programs, employer plans, or marketplace policies.

Finding Your Coverage

Without employer insurance, explore options like enrollment paths, ACA subsidies for individual plans, or CHIP for children. Income changes impact subsidies, and special enrollment allows changes outside open enrollment via qualifying events.

Medicaid for Low-Income Americans

Medicaid covers low-income individuals with state-varying eligibility, available year-round. Apply via state processes and renew by updating info. It includes services for disabilities, pregnancy, and seniors.

Medicare for Seniors

Medicare serves those 65+ with hospital, doctor, and drug coverage. Start at 65 via options guidance, review during annual enrollment, and check dual eligibility. Learn about sustainability challenges.