Medicaid and CHIP provide free or low-cost health coverage to eligible low-income individuals and families nationwide. These joint federal-state programs serve children, pregnant women, seniors, and people with disabilities with comprehensive care including check-ups, prescriptions, dental, and hospital services.
Understanding CHIP and Medicaid Coverage
CHIP covers targeted low-income children under 19 who are uninsured and meet state income limits, often up to 200% of the federal poverty level, as well as some pregnant women. It serves families too high-income for Medicaid but unable to afford private insurance. States design their own programs, so eligibility and benefits vary. Medicaid covers broader groups like seniors needing long-term care, people with disabilities, and pregnant women.
Applying and Staying Enrolled
Apply year-round via your state agency or Marketplace for both programs. Apply for Medicaid or explore CHIP options. Report changes and complete renewals to maintain coverage.
Special Circumstances
Medicaid expansion varies by state under the ACA. Employment does not disqualify you, and emergency Medicaid covers certain needs. Both programs offer extensive services like comprehensive care and state-varying dental.
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