Medicare and Medicaid

Medicare and Medicaid are essential federal health programs serving millions of Americans. Medicare provides coverage primarily for people 65 and older or with disabilities, while Medicaid supports low-income individuals, families, children, seniors, and people with disabilities through a federal-state partnership.

Understanding Medicare Basics

Medicare includes Parts A, B, C, and D covering hospital, medical, advantage plans, and prescription drugs. Eligibility is based on age, disability, or specific conditions. Enroll via Social Security during key periods like annual enrollment or special enrollment.

Medicaid Coverage and Eligibility

Medicaid covers mandatory services like hospital care, physician visits, lab tests, and long-term supports, with optional benefits varying by state. Apply through your state agency and report changes to maintain coverage. It funds over half of long-term care nationwide.

Managing Costs and Gaps

Review Medicare Part A costs and Part B premiums. Explore dental, vision options or Medicare Advantage for extras like hearing aids.