Long-term Care and Aging Services
Long-term care covers the services people need when they can no longer perform everyday activities on their own because of aging, chronic illness, injury, or disability. Government programs help pay for many of these services and guide families through options and eligibility; start with an overview of federal programs and benefits for older adults to see what might apply to you or a loved one (Federal Programs and Benefits for Older Adults: A Guide).
Where care is provided
Long-term care includes in-home help, community-based programs, assisted living, and nursing homes—each with different services and costs. Learn how Medicaid supports nursing home and community care for eligible seniors (Medicaid for Seniors: Understanding Nursing Home and Long-Term Care Coverage).
How coverage works
Medicare has limited coverage for long-term custodial care, so most people rely on Medicaid, private insurance, or personal funds for extended care; read the essentials on Medicare’s role in long-term care (Medicare Coverage for Long-Term Care: What You Need to Know).
Special situations & caregiver support
Certain groups have additional options—military retirees with Medicare should review TRICARE For Life (TRICARE For Life Explained)—and caregivers can find practical Medicare resources to help navigate claims and benefits (Navigating Medicare: Essential Resources for Caregivers).
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